- Personal
- Bodily Injury Liability
- Carpooling
- What if I lease a car?
- Medical payments (PIP)
- Property damage liability
- Rental Car
- Uninsured & Underinsured Motorist
- International Coverage
- Trailers
- Motorcycle
- Recreational Vehicles
- Watercraft
- Liability
- Personal Belongings
- Special Property
- The Structure Of Your House
- Slips
- Child Away In College
- Flood
- Business
- Payments
- Claims
- Insurance Tid Bits
- Contact
The Structure Of Your House
This part of your policy pays to repair or rebuild your home if it is damaged or destroyed by fire, hurricane, hail, lightning, or other disaster listed in your policy. It will not pay for damage ca used by a flood, earthquake, or routine wear and tear. When purchasing coverage for the structure of your home, it is important to buy enough to rebuild your home.
Most standard policies also cover structures that are detached from your home such as a garage, tool shed, or gazebo. Generally, these structures are covered for about 10% of the amount of insurance you have on the structure of your home. If you need more coverage, talk to your insurance agent about purchasing more insurance.
